BRANCH IS FREE! 🎉

BECAUSE WHEN YOU WIN, WE WIN

People often ask us, “If Branch is free, how does the company make money?” And it’s simple: every time Branch debit card users make a purchase, the merchant pays a fee (interchange) to Mastercard and the issuing bank. They share that fee with us. This allows us to offer Branch for free to hardworking employees and their caring employers.

WHAT MAKES BRANCH SO AWESOME?

NO MEMBERSHIP FEES
NO MONTHLY MINIMUM FEES
NO OVERDRAFT FEES
NO HIDDEN FREE ATM FEES
FREE INSTANT ACCESS TO WAGES

join branch today

Download the app today to join the fastest-growing community for the hardworking people who want a fresh financial start

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frequently asked questions

What if I already have a bank account?

If you already have a bank account you can still use Branch. You can transfer money from your Branch wallet to another bank account at any time.

Can I use Branch with a pay card?

You sure can. If you don’t want to use the Branch debit card you can also transfer funds to an employer issued pay card.

What if my employer is not on Branch?

You can use Branch independently of your employer signing up. With that said, if your employer does sign up with Branch it unlocks new features like earning additional income by picking up extra shifts, and higher advance limits. If you’re enjoying Branch and you think your employer might be interested, drop us a note at sales@branchapp.com.

Why am I on a waitlist for the Branch debit card?

We want to make sure you have an awesome experience with the Branch card, so we’re letting people in on a rolling basis.