“If a manager forgot to clock in or something and those hours didn’t come through, we don’t want them to have to wait for their next paycheck. They can sign up for and get a Branch Card that day, and I can instantly fund it so they can have their money for rent, bills, whatever they need. An overnighted check could take two days to get to someone, which isn’t going to work if you need money right now. If I give employees a Branch Card though, I can have that funded by the end of the day.”