Financial Wellness Tools

Cash flow management tools to help people budget better and save more.
  • Cash back rewards on purchases
  • Personalized spending insights
  • Savings-building tool to plan for the future

Free financial wellness for all

We’re on a mission to make financial resilience possible for workers. Whether it’s through cash back rewards on everyday purchases, personalized spending insights, or an easy-to-use savings tool that helps users set and contribute to a savings goal, financial wellness is baked right into our app.
Get your employees started on their financial wellness journey

Help your workforce save for the future, manage their expenses, and plan for the unexpected with our free suite of financial wellness tools.

How it works

Instant pay doesn’t require any changes to your existing payroll process. We work with you to get an estimate of wages earned and let employees access up to 50% of their upcoming paycheck. This service is pre-funded by Branch; all we need from you is time and attendance files and a roster file; we can work with either flat files or API integrations.

Branch mobile app features financial wellness tools like CashFlow, an automated overview of earnings and expenses.

Free Financial Wellness Tools

CashFlow: Backed by research from data scientists, we offer an automated overview of earnings and expenses. These insights help simplify cash flow for users and alert them to upcoming bills and spending trends that could derail their finances.

Branch Rewards: Using their Branch Card, workers can earn cash back on everyday purchases at participating retailers both in-store and online.

Savings Goal: Workers can set and contribute to a unique savings goal directly in the app, whether that’s an upcoming bill, emergency fund, or a dream vacation. Auto-contributions provide a set-it-and-forget-it option that makes saving even easier.

Financial Literacy Content: Our separate site for workers, contains a free content library of financial wellness articles designed to help your workforce establish financial stability, set goals, and plan for the future.

Better savings education and money management improves employees morale and retention.


Reduced Absenteeism


Improved Talent Retention

Good for Business –

  • Increased employee satisfaction and retention
  • Reduced absenteeism
  • Improved talent attraction by offering a meaningful financial wellness benefit

Good for Employees -

  • Alerts for high expenses and low balances
  • Better planning for recurring bills
  • Eliminates overdraft fees
The future of employer-to-employee payments is here.

Ready to go beyond the paycheck?

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