Branch: Financial Wellness and Employee Benefits App

Empower your workers with impactful financial wellness.

Branch offers a mobile digital wallet for working Americans. An on-demand hub that helps them meet their everyday financial needs, our app allows any employee to receive money, manage their cash flow, and spend anywhere – all from their smartphone.

free EARNED WAGE aCCESS*

Budgeting tools + free earned wage access help employees increase their short-term financial stability so that they’re more engaged at work and are better positioned to reach other financial goals.

ALTERNATIVE TO COSTLY PAYCARDS
and paper checks

Fee-free checking account and debit card can be offered to underbanked employees to eliminate paycard and paper check costs with no change to payroll processes or cycles.

INSTANT PAY OUT OF GRATUITY

Tips, gratuities, expenses, and mileage can be paid to employees instantly (when they need the funds), saving employers cost of capital and technology.

*There is no cost to use the app or Branch debit card. However, users may incur a small fee if you choose to use the instant transfer feature to move funds from the Branch account to an external debit card or account.

No major changes, we simply integrate into your current processing.

No changes to payroll or pay cycles.

No pre-funding or per employee fees.

Available to 100% of your workforce.

Up & running in as little as a week.

Branch’s network of partners help us deliver the best possible experience for employers and employees. Find out more ›

Help build a financial wellness path for your employees.

Branch, in partnership with employers, is working to move beyond wage access to empower every American with tools to withstand a $400 setback. We want to break free from lending and overdraft fees, by offering resources informed by real hourly workers and built to be fair and equitable.

ALL ACROSS AMERICA, PEOPLE ARE SAVING MONEY & GETTING AHEAD WITH BRANCH

Hear the Stories ›

FINALLY: TRANSPARENT & HONEST FINANCIAL SERVICES THAT HELP WORKING AMERICANS GROW

Tired of financial services taking advantage of hard-working people like you? Us too. We’re helping fellow Americans grow financially — and finally get ahead.

free instant paycheck advances

Employees and employers can stop paying and waiting 3-5 business days for access to earned wages. Request a portion of your paycheck instantly to a Branch Debit Card for free, and use it for unplanned expenses.

two-day early paycheck

Who doesn't want their whole paycheck a couple days earlier? We've eliminated the red tape and can pay some users in full, as soon as payroll is submitted.

no overdraft fees

Overdraft and insufficient fund fees cost people billions of dollars each year. The Branch Wallet will not penalize employees for a financial hardship.