Branch Card

Modernize your payments with a free digital banking experience and debit card for employees.
  • Paycard alternative
  • Eliminate paper checks
  • Pay employees faster
Request a Demo of Branch

Free digital banking and debit card for employees.

Branch Cards are not prepaid cards or instant paycards—they’re debit cards. Each card comes with a free checking account and digital wallet. Your employees can use their account or card to pay bills, buy gas, shop online, or buy anything else they would with a debit card. You can push funds to your employees' cards instantly, even after each shift.
Ditch paper checks and paycards

Slash the cost and hassle of issuing paper checks. Get back more time you would be spending managing your employees' paycards. Switch to a faster, fee-free experience for everyone involved.

How it works

Instant pay doesn’t require any changes to your existing payroll process. We work with you to get an estimate of wages earned and let employees access up to 50% of their upcoming paycheck. This service is pre-funded by Branch; all we need from you is time and attendance files and a roster file; we can work with either flat files or API integrations.

How it works

Skip the costs, delays and management hassle of the paycard process and provide free debit cards to employees instead.


Order a stack of Branch Cards to keep on hand.


Hand them out to your employees and you’ll be able to push funds to their account.


Add wages, tips or mileage reimbursements.

With Branch Cards, you can push funds to your employees’ accounts instantly—even day one on the job—whether that’s paying them:
Tips + Gratuities
(such as mileage or expenses)
Last Day /
Final Paycheck
Rewards + Bonuses

Good for Business –

  • Instantly onboard new employees
  • Incentivize your existing teams
  • Replace your paycards (or at least level up)
  • Ditch the paper checks and HR headaches

Good for Employees -

  • Free ATM use within the AllPoint Network
  • No overdraft fees
  • No minimum balance requirements
  • Empowers unbanked or underbanked employees with a bank account and debit card
  • Faster payout of wages, tips, and reimbursements
The future of employer-to-employee payments is here.

Ready to go beyond the paycheck?

Request a Demo
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