Embed Worker Payments, Effortlessly.

Your workforce expects fast pay. With Branch Embedded, you can easily integrate fast, flexible payout solutions directly into your platform, powered by the latest in embedded finance innovation.

Trusted by
We’ve successfully delivered more than $23 billion in worker payments.

Embedded Finance with a True Payments Partner

Branch’s embedded finance solutions make it faster and easier for any business to pay their workers — all within their existing ecosystem.

Launch Within Weeks

Accelerate your time to market. Branch Embedded’s pre-built components plug directly into your existing website or application to get workers paid quickly.

Minimize Development Time

Branch handles every aspect of program management including payouts, card issuing, compliance, customer support, and more.

Monetize Embedded Payments

Tap into new revenue opportunities that transform payouts from a cost center into a profit driver.

Easy Onboarding &
Flexible Pay for All Workers

Empower your platform with embedded finance solutions that fit every worker type. From Earned Wage Access to 1099 contractor payouts and full-service paycards, Branch Embedded makes it simple to deliver faster, more reliable earnings experiences—without adding operational overhead.

Paycard

Offer a full-service paycard that gets workers set up on day one:

  • Provide a mobile-first experience with a digital bank account and Mastercard® debit card
  • Eliminate manual steps with day-one direct deposit capability
  • Deliver benefits like banking with fee-free options, cashback rewards, and financial wellness tools

Earned Wage Access

Provide workers access to a portion of their earned pay before payday, directly in your app:

  • Launch quickly with pre-built components and minimal engineering
  • Boost worker satisfaction and loyalty with on-demand access to pay
  • Deliver workers safe, compliant access to earned wages without adding payroll complexity

1099 Payouts

Pay contractors fast and at scale with flexible payout choices:

  • Enable simple onboarding where workers choose their preferred method and receive payouts at any time, including nights and weekends
  • Automate payouts to the Branch App and Card, an existing bank account via Branch Direct, or custom branded digital wallet
  • Offload customer support, fraud monitoring, and disputes to Branch

A Payments Team Behind You, Every Step of the Way

Developing a payments experience from the ground-up is an enormous undertaking. Branch can take care of everything from app management, disputes, and more.

Scale Without Scaling Your Team

Accelerate your roadmap with pre-built components that give you control and proven growth.

Unlock New Revenue

Generate new revenue opportunities that transform payments from a cost center into a profit driver.

Offer a Unique Experience

Differentiate your platform, meet worker demands, and scale your revenue with embedded financial services.

Compliance and Fraud Support

From identity verification to disputes and chargebacks, Branch handles account monitoring, fraud prevention, and customer support for your team.

End-to-End App Management

Branch engineers handle all app updates and maintenance, with our team regularly delivering updates to meet your evolving needs.

Custom Branded Solutions Available

Keep your brand top of mind on payday. With Branch’s white label offering, we can create a custom payments experience and debit card for your entire workforce.
Learn more ➜

Frequently Asked Questions

What is embedded finance?

Embedded finance refers to the seamless integration of financial services, such as payments, lending, or banking, directly into non-financial platforms. Instead of redirecting users to a third-party provider, embedded finance enables businesses to offer financial tools natively within their own applications.

How does Branch Embedded work?

Branch Embedded brings embedded finance into workforce payments. By adding Branch’s pre-built components, platforms can easily offer workers fast, flexible payout options—including Earned Wage Access, 1099 contractor payments, and paycards—directly inside their existing app or platform.

Why is embedded finance important for worker payments?

Embedded finance eliminates friction for both businesses and workers. Employers and platforms can launch new payment features quickly without building complex infrastructure, while workers enjoy fast, reliable access to their earnings, all within the platform they already use.

What are the benefits of Branch Embedded for platforms?
  • Accelerated launch: Get to market in weeks, not months.
  • Reduced overhead: Branch provides compliance, fraud protection, and ongoing support.
  • Worker loyalty: Embedded finance helps platforms deliver the fast, flexible payouts today’s workforce expects.
  • Revenue opportunities: Payments become a profit driver instead of a cost center.
How is Branch Embedded different from traditional payment integrations?

Unlike traditional integrations that require significant engineering and support resources, Branch Embedded handles the entire payments lifecycle including card issuing, disputes, fraud prevention, and customer support. 

This allows businesses to focus on growth while delivering an embedded finance experience natively within their platform.

Who can benefit from Branch Embedded?

Branch Embedded is designed for vertical SaaS platforms, gig marketplaces, and enterprise applications looking to add worker payments without the burden of building their own infrastructure.

Is Branch Embedded secure and compliant?

Yes. Branch supports compliance, security, and regulatory requirements so platforms can confidently offer embedded finance solutions.

Unlock a Happier, More Productive Workforce

Branch is not a bank. Banking services provided by Evolve Bank & Trust, Member FDIC. FDIC insurance only applies for eligible accounts should the bank holding your funds fail. The Branch Mastercard Debit Card is issued by Evolve Bank & Trust pursuant to a license from Mastercard and may be used everywhere Mastercard debit cards are accepted.