Branch vs Instant

Don’t let the fees or hassle of traditional paycards burden your business—or your employees. Branch helps you quickly send tips, wages, or other payments to your team at zero cost. Employees can receive a free Branch Card and account where they can spend, send, or save their earnings and access a range of financial wellness tools to help them manage their finances. Branch also offers free earned wage access if employees want an advance on their next paycheck—no pre-funding required.

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Branch vs Instant: The Key Differences

Check out how the Branch App & Card compare to

Instant

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What Our Customers Are Saying

“Every time I looked at any other options, I kept coming back to Branch. There were so many fee-free options for the employee, and it was still free to us. Plus, it was easy to use.”

Aimee Byars
Director of Finance
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“For all of us, knowing from the beginning that Branch cost zero dollars to use was a major factor, especially for hourly employees working at restaurant companies. We don’t want them to have to pay to get their money. It was zero dollars on the admin side too, which was huge.”

Scott Rodney
Payroll Manager
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“We’ve worked with a lot of vendors, from applicant tracking systems to different payroll systems, and I have to say that everyone we’ve worked with at Branch has been really responsive and helpful. The amount of calls or questions I have to field is really limited; and that isn’t always the case with other vendors.”

Chrissy Etheridge
Talent Acquisition Specialist
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Common Questions

What is Branch?

Branch is the leading workforce payments platform that delivers fast, flexible options for people to get paid. Companies choose Branch because they know that faster payments can help them strengthen worker loyalty, save time and money, and unlock productivity to drive business growth.

How much does this cost?

Branch is available for free for you and your employees. Employees can access funds for free with the Branch App—eliminating overdraft fees, management fees, inactivity fees, and minimum balance requirements.

Is this available for minors?

Yes! In an effort to support more of your workforce, Branch can offer accounts to minors 14+ and workers who have limited documentation.

What kind of payments can you send with Branch?

Branch is a complete payments platform, allowing you to send all types of worker payments, including wages, cashless tips, mileage reimbursements, and any other payments.

How do workers receive their cashless tips?

Tips can be distributed to the Branch Wallet on a one-off basis or in bulk format using our Pay Admin tool. Either way, you’ve got the tools to pay your workforce immediately after their shift ends without using cash.

What is included with the Branch App and Wallet?

The Branch App is a digital wallet with a bank account and debit card with a variety of financial wellness tools. Banking services provided by Evolve Bank & Trust, Member FDIC.

Common Questions

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