Provide smarter money management and savings education with our Auto-Budget feature. Because pay can vary from week to week for hourly workers, Branch gives your employees an at-a-glance view of their finances to help plan ahead and save for longer-term goals.
Employees get an overview of their expenses and wages, as well as insights into spending habits so they can adjust their budget and better plan for the future. They’ll also receive alerts on upcoming bills to make sure they’re on track.
Instant pay doesn’t require any changes to your existing payroll process. We work with you to get an estimate of wages earned and let employees access up to 50% of their upcoming paycheck. This service is pre-funded by Branch; all we need from you is time and attendance files and a roster file; we can work with either flat files or API integrations.
Backed by research from data scientists, we provide an automated overview of your employees’ earnings and expenses, essentially creating an automatic budget for them. This broad overview helps simplify finances for users and alert them to upcoming bills and spending trends that could cause them to overdraft.
Realtime visibility into balance and transactions increase financial awareness
Spending trends provide insights into earnings vs. expenses
Alerts for upcoming bills and low balance help employees avoid overdrafts