The Instacart Shopper Rewards Card Powered by Branch
As the leading grocery technology company in North America, Instacart works with grocers and retailers to transform how people shop. A key component to their success: celebrating and supporting the shoppers who provide exceptional service to customers.
To support shoppers who consistently deliver shopping excellence, Instacart turned to Branch to develop the Instacart Shopper Rewards Card powered by Branch1, designed to offer impactful rewards and fast payments that empower shoppers.2
Accompanied by a business account1, the Shopper Rewards Card will be a debit card issued by Mastercard, which can be used anywhere Mastercard debit cards are accepted. Banking services for the Shopper Rewards Card and bank account will be provided by Lead Bank, Member FDIC.
Branch provides Instacart with a trusted partnership and a flexible, end-to-end payout solution tailored to support the unique needs of their workforce.
Powering Shopper Payments & Rewards
A new Mastercard debit card1 for greater savings
The Shopper Rewards Card powered by Branch aims to simplify savings and support shoppers in reaching their goals.
Fast, free payouts after every batch
Shoppers’ earnings can be directly deposited after every batch into their Shopper Rewards bank account for free, so that they get paid quickly at no cost.
Rewards that add up
Using their Shopper Rewards Card, shoppers can also count on meaningful cashback benefits for both gas and EV charging, with higher Cart Star tiers unlocking even greater rewards.3
Free ATM options
Shoppers can access over 55,000 ATMs nationwide with no withdrawal fees for up to eight transactions per month.4
The Shopper Rewards Card will begin rolling out to shoppers in the U.S. this October.
Read more about the Shopper Rewards Card here →
1 Branch is not a bank. Banking services are provided by Lead Bank, Member FDIC. FDIC insurance only applies for eligible accounts should the bank holding your funds fail. The Instacart Shopper Rewards Card, powered by Branch, will be a Mastercard business debit card issued by Lead Bank, pursuant to a license from Mastercard and may be used everywhere Mastercard debit cards are accepted.
2 Instacart will not be responsible for the products and/or services offered by third parties, or for the terms and conditions (including financial terms) under which those products and/or services are offered.
3 Cash back on eligible gas purchases at the pump using the Shopper Rewards Card as payment method. Must select Credit or Bypass PIN to receive cash back for qualifying purchases. Selecting Debit or entering your PIN number will disqualify your purchase from earning cash back. Must pay at pump; in-store transactions may not be eligible. Base Cash back benefit is 3% for gas purchases and EV charging for Diamond Cart shoppers, and 1% for all other shoppers. Total cash back limited to $100 per month. Card benefits are subject to meeting eligibility criteria, which may include your Cart Star status, Instacart shopper account standing, and maintaining a Shopper Rewards Card account. Card benefits may be subject to change. Instacart or Branch may terminate, suspend or modify the rewards program, in whole or in part, at any time upon notice to you, subject to applicable law.
4 Your first 8 ATM transactions per month at ATMs in the Allpoint Network are free. After that, a $3.50 fee will apply to Allpoint ATM transactions until the next month. All withdrawals from ATM’s outside the Allpoint Network will be subject to fees established by the ATM owner.