Privacy Policy

Legal Copy goes here

XV. GRAMM-LEACH-BLILEY PRIVACY POLICY

All non-public personal information that we collect related to your obtaining a financial product or service is subject to the following GLBA Consumer Privacy Notice:

Rev. August 2021

FACTS WHAT DOES BRANCH WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information.  Federal law gives consumers the right to limit some but not all sharing.  Federal law also requires us to tell you how we collect, share, and protect your personal information.  Please read this notice carefully to understand what we do.‍

What?

The types of personal information we collect and share depend on the product or service you have with us.  This information can include:
• Social Security number and payment history
• Transaction history
• Account balancess

How?

All financial companies need to share customer’s personal information to run their everyday business.  In the section below, we list the reasons financial companies can share their customer’s personal information; the reasons Branch chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information
Does Branch Share?
Can you limit this sharing?

For our everyday business purposes—such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus.

Yes

No

For our marketing purposes—to offer our products and services to you

Yes

Yes

For joint marketing with other financial companies

No

We don't share

For our affiliates’ everyday business purposes—information about your transactions and experiences

No

No affiliates

For our affiliates’ everyday business purposes—information about your creditworthiness

No

No affiliates

For our affiliates to market to you

No

No affiliates

For our nonaffiliates to market to you

No

We don't share

Questions? Call 1-866-547-2413 or go to https://www.branchapp.com/contact

Who is providing this notice?

Branch Messenger, Inc.

How does Branch protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law.  These measures include computer safeguards and secured files and buildings.

How does Branch collect my personal information?

We collect your personal information, for example, when you
• Open an account or use your debit card
• Add balances to your debit card
• Give us your contact information
• We also collect your personal information from others sources

Why can’t I limit all sharing?

Federal law gives you the right to limit only:
• sharing for affiliates’ everyday business purposes—information about your creditworthiness
• affiliates from using your information to market to yousharing for nonaffiliates to market to you
• State laws and individual companies may give you additional rights to limit sharing.

See below for more on your rights under state law.

Affiliates

Companies related by common ownership or control.  They can be financial and nonfinancial companies.
• We do not have affiliates

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.
• Branch does not share with non-affiliates so they can market to you

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
• Branch does not jointly market