Fee Schedule

EXHIBIT 1: FEES

FEE SCHEDULE

ACH Return: $0

ACH Overdraft: $0

Card Based Transfer on to Branch Wallet (Instant): $0

ACH Transfer on to Branch Wallet (3-Day): $0

Card Based Transfer off of Branch Wallet (Instant): $2.99-$4.99 varies based on amount

ACH Transfer off of Branch Wallet: $0

ATM Fee (In-Network) for first 8 transactions per month: $0

ATM Fee (In-Network) transactions 9 or more per month: $2

ATM Fee (Out-of-Network): $2 (Fees assessed by third party ATM may apply)

ATM Fee (International): $3 (Additional fee assessed by third party at ATM may apply.)

International Transaction Fee: 4% of the transaction amount (after conversion to US Dollars).

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The types of fees and amounts are subject to change at any time without notice to you, unless required by law.

EXHIBIT 2: CASH LOAD AND TRANSACTION LIMITS‍

CASH LOAD LIMITS

Daily limit for cash loads: $1,000

Monthly limit for cash loads: $5,000.

You may load cash into your Account, up to $1,000 daily or $5,000 monthly. If you reach either of these limits, you will not be able to load additional cash to your Account until your limit is reset the next day or next month.

TRANSACTION LIMITS

Per Day Max Spend: $2,500

Per Month Max Spend: $10,000

Per Transaction Max Load (subject to cash load limits): $10,000

Max Balance: $10,000

Per Day Cash Load Limit: $1,000

Per Month Cash Load Limit: $5,000

Per Transaction Max ATM Withdrawal: $400

Per Day Max ATM Withdrawal: $400

Per Month Max ATM Withdrawals: $3,000

Per Transaction Max Cash Back: $400

Per Day Max Cash Back: $400

Per Month Max Cash Back: $3000

Per Day Instant Transfer Out: $300

Per Day Standard Transfer Out: $5,000